A travel credit card, as the name explains, is a specific kind of credit card that provides attractive travel-related perks and discounts. The majority of the perks and advantages that travel credit cards offer help users save money on trips, so naturally, these credit cards are an ideal choice for frequent travelers. Every transaction that is performed through the use of a travel credit card has benefits, whether purchasing airline tickets or accumulating reward credits.
Although there are many options to pick from, we have compiled a list of the best credit cards currently offered in India that are ideal for travelers to help you sort through the options.
Citi PremierMiles credit card:
The Citi PremierMiles Credit Card is a travel credit card designed for regular travelers who want to take advantage of air mile perks. The feature that stands out among the rest of the travel credit cards and Citi PremierMiles is that miles may be used with a variety of airlines.
Joining fee: Rs. 3,000.
Renewal fee: Rs. 3,000.
Benefits:
- At selected restaurants throughout the country, users can save up to 20% using their PremierMiles credit card.
- Use the Citi PremierMiles to receive a joining gift when you make your initial purchase and receive miles with every purchase. Receive 10,000 Miles as a joining bonus when you spend Rs. 1,000 during the initial 60 days of getting your card.
- Airport lounge access is offered without charge at several local and worldwide terminals. Users may use this service a maximum of eight times every quarter.
HDFC Bank Regalia Credit Card:
The HDFC Regalia Credit Card is a multipurpose high – end credit card that provides perks for shopping, traveling, petrol, and other expenses. In addition to the special perks, users may also use this credit card to access regular services including the waiver of fuel surcharges, insurance coverage, and much more.
Joining fee: Rs. 2,500.
Renewal fee: Rs. 2,500.
Benefits:
- With the HDFC Regalia Credit Card, customers who reach the spending threshold receive up to 10,000 additional reward credits. Every single purchase, such as electricity, insurance coverage, tuition, and rent, earns 4 reward points for Rs. 150 spent.
- Minimal 2% foreign exchange markup charge applied to your purchases.
- With HDFC Regalia Credit Card, you may visit domestic and foreign lounges.
Air India SBI Signature credit card:
For devoted Air India fliers, the State Bank of India’s, Air India SBI Signature credit card, has a variety of incentives and benefits. It guarantees that you receive the highest rewards whenever the card is swiped. This card is designed with regular Air India travelers in mind.
Joining fee: Rs. 4,999.
Renewal fee: Rs. 4,999.
Benefits:
- Receive approximately Thirty reward credits for every Rs. 100 spent on Air India flights tickets via the Air India mobile application or the Air India website.
- Free access to eight national VISA lounge entries annually in India.
- Get free Priority Pass Program Membership to almost 600 Airport Lounges Worldwide.
Axis Bank Vistara Signature credit card:
For regular travelers, specifically, those who fly with Vistara Airlines, this credit card is a good choice. It is undeniably a travel credit card, but it also offers everyday perks like points on all purchases, restaurant deals, golfing trips, etc.
Joining fee: Rs. 3,000.
Renewal fee: Rs. 3,000.
Benefits:
- A fresh member will get a free Premium Economy airline flight as part of the joining perks. Whenever time the card is renewed, an airline ticket is provided.
- Receive silver membership to club Vistara using Axis Bank Vistara Signature credit card.
- Axis Bank Dining Delights-affiliated businesses provide discounts of up to 15% to customers.
Standard Chartered Emirates World credit card:
This would be a fantastic choice for anyone who wants a credit card with great traveling benefits such as entry to airport lounges, cashback on purchases, golf privileges, and much more.
Joining fee: Rs. 3,000.
Renewal fee: Rs. 3,000.
Benefits:
- Members can receive 6 skyward miles with each Rs. 150 they spend on purchases through Emirates. Users can receive 3 skyward miles for each Rs. 150 that they spend on all other purchases.
- Take advantage of the Mastercard Lounge Program’s free entry to up to 25 national lounges.
- The customer can safeguard themselves from accidents abroad by providing coverage of Rs. 1 crore, which includes coverage for lost luggage and delayed flights.
BOTTOM LINE:
Even while many credit cards have a larger yearly fee, they provide extra reward points, more lounge visits annually, better insurance coverage, or even a lesser mark-up on currency exchange. However, many cards concentrate on both national and international travel, as well as others that bundle numerous perks for a low cost. Select the credit card that best satisfies your requirements.
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